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Finance Options

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Finance Options

Your preferred way to pay. However you’d prefer to pay for your new home improvement, there is a range of finance and payment options to choose from – and we’ll work with you to find the best solution for your needs.

Spread The Cost With Funding Options

Manage your home improvements and spread the cost with easy & convenient monthly repayments. We offer a range of flexible payment options so you can choose the one that best suits your requirements.

Buy Now, Pay Later in 12 Months

15.9% APR Representative
30% Deposit on order values up to £19,999
50% Deposit on order values over £20,000

 

If settled in full within the 12 month deferral period then there is no interest to pay, however, a £29 administration fee will apply. This means that you would pay the amount of credit + the administration fee.

If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.

Representative Example

Cash Price £7,500.00
Deposit £2,500.00
Amount Of Credit £5,000.00
Interest Rate % (Fixed p.a.) 15.9
Representative % APR 15.9
Duration (including 6 months deferral period). 132
120 Monthly Payments Of £91.81
Total Amount Payable £13,517.20
Settlement Fee £29.00

Credit is subject to application and status. Terms & Conditions apply. Minimum loan value: £4,000 (Order Value £5,715). Maximum loan value: £50,000 (Order Value £75,000)

Buy Now, Pay Later in 6 Months

19.9% APR Representative
30% Deposit on order values up to £3,999.99

 

If settled in full within the 6 month deferral period then there is no interest to pay, however, a £29 administration fee will apply. This means that you would pay the amount of credit + the administration fee.

If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.

Representative Example

Cash Price £3,250.00
Deposit £975.00
Amount Of Credit £2,275.00
Interest Rate % (Fixed p.a.) 19.9
Representative % APR 19.9
Duration (including 6 months deferral period). 132
120 Monthly Payments Of £48.92
Total Amount Payable £6,845.40
Settlement Fee £29.00

Credit is subject to application and status. Terms & Conditions apply. Minimum loan value: £500.00 (Order Value £715.00). Maximum loan value: £3,999.99 (Order Value £5,714.00)

3 Months Deferred Payment

11.9% APR Representative
30% Deposit on order values up to £19,999
50% Deposit on order values over £20,000

 

If settled in full within the 3 month deferral period then there is no interest to pay, however a £29 administration fee will apply. This means that you would pay the amount of credit + the administration fee.

If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.

Representative Example

Cash Price £7,500.00
Deposit £2,250.00
Amount Of Credit £5,250.00
Interest Rate % (Fixed p.a.) 11.9
Representative % APR 11.9
Duration (including 6 months deferral period). 123
120 Monthly Payments Of £74.58
Total Amount Payable £11,199.60
Settlement Fee £29.00

Credit is subject to application and status. Terms & Conditions apply. Minimum loan value: £4,000 (Order Value £5,715). Maximum loan value: £50,000 (Order Value £75,000)

Terms and Conditions

Credit is subject to status and affordability. Terms & Conditions Apply. Rodda & Hocking Ltd, FRN: 923854, 2 College St, Camborne TR14 7LE is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority.

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